Home financing, translated into a conversation.
Conventional, FHA, and ITIN loans, guided by a licensed loan officer who explains the numbers in Portuguese, Spanish, or English. Several paths need no Social Security number.
The loan, explained before you sign.
Financing is where most of the fine print lives. Leila is a licensed loan officer (NMLS), which means she can originate your mortgage and walk you through what each number means — rate, term, costs — before anything is signed.
Because she is also a realtor, the property and the loan move together, under one contact. And because she is trilingual, none of it gets lost in translation.
Conventional
Standard financing for buyers with a down payment and a solid credit profile.
FHA
Government-backed loans with lower down payments and more flexible requirements.
ITIN loans
Paths to a mortgage without a Social Security number, using an ITIN.
What Leila looks at with you.
- Licensed loan officer (NMLS) — Leila can originate your loan, not just refer you elsewhere.
- ITIN accepted on several paths — no Social Security number required.
- Realtor + loan officer — the property and the mortgage handled together.
- First home? Ask about down-payment assistance that can pair with your loan.
- Plain language. Rate, term, and closing costs explained before you decide.
Financing, answered.
Can I get a loan without a Social Security number?
On several paths, yes — using an ITIN. Leila will tell you which options are open to you based on your situation.
What is the difference between conventional and FHA?
Conventional loans usually need a larger down payment and stronger credit; FHA loans are government-backed with lower down payments and more flexible requirements. Leila helps you compare them for your case.
Does Leila originate the loan herself?
Yes. She is a licensed loan officer (NMLS), so she originates the mortgage and guides you through it directly.
Do I need to speak English?
No. Leila explains every number in Portuguese, Spanish, or English before you sign anything.
See which loan fits you.
Leave your details and Leila explains your financing options, with no pressure and no obligation.